Looking for the best financial and identity protection service? Want to know if Aura really is the best identity theft protection service on the market?
Aura is a powerful security and identity theft protection platform that helps keep your personal information safe online. It comes with a full suite of features, including identity verification, personal and SSN monitoring, credit monitoring, antivirus, VPN, and other solutions.
In this Aura review, we’ll discuss all the features, pricing, and other factors to find out if this is the right identity theft protection service for you.
Since this is an in-depth review of Aura, belgium phone number library we’ve added a table of contents below so you can easily navigate to any section of your choice.
- What is identity theft?
- Aura Overview
- Aura Features
- Identity monitoring
- Identity Theft Protection
- Real-time data breach alerts
- Protection against financial fraud
- Credit monitoring
- Online and device security
- Why Choose Aura Over Other Identity Theft Services?
- Aura Customer Support
- Aura Prices
- Best alternatives to Aura
- Final verdict: Does Aura really work?
What is identity theft?
Identity theft is when someone steals your personal or financial information to carry out fraudulent activities. These identity thieves can use your identity to create new accounts, apply for credit, and even commit crimes for which you could be held liable.
In most cases, people end up paying for the damages caused and losing a large amount of money. Aura founder and CEO Hari Ravichandran himself was a victim of identity theft in 2014.
When his credit information was compromised, he discovered there were no identity theft protection and digital security tools available.
With the ambition to provide the best comprehensive security solution for everyone, he created Aura.
Aura is packaged as a collection of identity monitoring, financial fraud protection, device, and network security capabilities.
Below, we’ll learn about each of these features and the benefits of using Aura.
Aura Overview
Aura is a full-service identity theft and fraud protection service that also offers digital security tools. It comes with an easy-to-navigate web-based interface so that all types of users can get started without any hassle.
To protect your identity, Aura offers comprehensive monitoring services such as identity verification, personal information and social security number monitoring, criminal record monitoring, and more.
It constantly scans the internet, public records, and the dark web to find any suspicious activity on your behalf. If it discovers that your personal information has been compromised, it will notify you immediately.
Aura also has a powerful credit monitoring feature that notifies you as soon as there are any changes to your credit file. It checks major credit bureaus like Experian and also shows you a monthly credit score.
Additionally, it monitors your bank accounts, credit and debit cards, and other financial accounts. This keeps you safe from any illegal transactions that could put you at risk.
With Aura, you also get access to $1 million in lost wallet protection and identity theft insurance. This helps you recover if you suffer any losses due to fraud and scams.
Aura Features
Aura is more than just an identity theft protection service. It includes a suite of identity verification and financial monitoring features, as well as device security and protection tools. You can access certain features depending on the pricing plan you purchase.
We’ll go through each of the features one by one so you can figure out which ones you need to keep your information safe.
1. Identity monitoring
There are many things a hacker or cybercriminal can do with your personal information online. They can create fake social media profiles and even sell your data to brokers.
Aura examines all sources of information on the web and finds out if your name is used in unauthorized transactions. Here are the main sources it monitors:
- Data Broker Lists: Data brokers sell profiles of millions of people to advertisers, search engines, and others. This is how you receive unwanted ads and robocalls. Aura asks these brokers to remove your data from these lists.
- Dark Web: It is a part of the web where users remain anonymous to misuse their data and commit serious crimes. Aura searches the dark web for any trace of your identity and finds out if your information is used in such activities.
- Public Records: Aura even monitors the internet for criminal reports, The site may be blocked in court records, and home deed changes. So if your name is registered in such public records, you will be notified.
- Account Logs: Whenever an identity thief tries to open a new account using your personal information, Aura sends you alerts.
2. Identity theft protection
Aura’s identity theft protection offers identity monitoring services to prevent any malicious activity associated with you. Some of these include:
- Identity Monitoring: Checks whether your ID number, email address, or other information is being used by an unknown person.
- Social Security Number (SSN) Monitoring: Monitors the Internet and alerts you when someone makes fake transactions using your Social Security Number.
- Residential Title Monitoring: Aura protects you from identity thieves who attempt to transfer your property without your approval.
- Address Monitoring: If someone tries to change your mailing address, you will be notified immediately.
- Criminal and Court Records Monitoring: Many criminals use other people’s names when committing illegal activities. Aura will quickly alert you if it finds your name in these criminal and court reports.
To verify your identity, Aura allows you to add a list of personal information such as name, date of birth, email address, phone number, and other data.
You can create a custom watchlist to track this data and be notified if it is used without your knowledge.
3. Real-time data breach alerts
Identity fraud can happen to anyone. No matter how careful you are with your personal information, there is always a chance that your identity could be stolen. And the worst part is, you may not even know it.
That’s why Aura searches for any activities and transactions on your behalf on the web and notifies you as quickly as possible.
4. Protection against financial fraud
Aura not only protects your personal information, but also helps prevent any financial fraud on your behalf. It monitors all your important financial transactions and accounts. So, you get services like:
- Bank Account Monitoring: You can enter your bank account details like account number, address, email, etc. Aura will then inform you if someone tries to add a new account holder and take over your account.
- Credit and Debit Card Monitoring: Aura allows you to add multiple card details. This way, you get instant alerts when it detects any habitual activity related to your debit or credit cards.
- Monitoring Investment Accounts and 401Ks: Many people invest in retirement plans and programs. If you also have an investment account, you can set up monitoring options for it.
If you have online accounts and frequently shop online, such as on Amazon and other e-commerce sites, Aura is definitely a good safety net.
5. Credit monitoring
In addition to financial and identity monitoring options, Aura keeps track of your credit file with the three major credit bureaus: TransUnion, Experian, and Equifax.
It provides accurate and reliable data by checking with these three credit bureaus. This way, you can easily detect any changes in your credit data and prevent fraudulent activities before it’s too late.
In the credit monitoring section, you can request your annual credit report. Aura will retrieve credit reports from all three credit bureaus.
You receive a monthly credit score based on VantageScore 3.0. Scores range from 300 to 850, with a score close to 850 considered good.
Why Choose Aura Over Other Identity Theft Services?
There are many online solutions that will help protect your identity and financial information. However, only a few of these services come close to Aura in terms of additional features and benefits.
These are some of the advantages that Aura offers:
1. Ease of use
Compared to other identity protection services, Aura offers a simpler and more beginner-friendly interface. The web admin panel is easy to use, so anyone can set up their watchlists and start monitoring the web for identity fraud.
The dashboard provides visualizations of each feature. You can easily click on the desired section and view detailed reports. Or click on the top menu bar to locate features like identity protection, credit management, and more.
This way, you can browse and find what you need without any hassle.
2. $1 million insurance coverage
Another great feature of Aura is its $1 million identity theft insurance. This is the industry standard, but many identity protection services don’t offer it on every plan. This covers legal fees, lost wages, and other costs you’d normally face in the event of identity theft.
If you are a victim of identity fraud and suffer a major loss, american samoa business directory this insurance will help you recover.
Aura Prices
Aura has three different pricing plans for individuals and families. So, you can choose a plan for yourself or your family. For family plans, you can add up to 10 family members.
Best of all, you get cheaper prices when you pay the upfront cost annually.
